Aplikasi Papeda Siap Salurkan Kredit bagi UMKM

Usai diresmikan Gubernur Papua Lukas Enembe belum lama ini, program aplikasi program Percepatan Akses Keuangan Daerah (PAPEDA), dipastikan siap memberi bantuan kredit bagi 500 Usaha Mikro Kecil dan Menengah (UMKM) yang ada di Bumi Cenderawasih.

Tak main-main, untuk tahap awal bantuan kredit Pemprov Papua ini akan diberikan kepada 500 UMKM yang memenuhi syarat.

Hal ini sebagaimana dipastikan Kepala Dinas Perindustrian, Perdagangan, Koperasi, UMKM dan Tenaga Kerja Papua, Omah Laduani Ladamay, di Jayapura, Senin.

“Bapak Gubernur menilai sejauh ini banyak UMKM tidak berkembang, sehingga pemerintah bersama perbankan mengembangkan pola baru untuk membantu mereka lewat program aplikasi PAPEDA”.

“Dimana lewat program ini, diharapkan UMKM di Papua bisa lebih berkembang dan menjadi kuat serta ke depan betul-betul mandiri serta profesional,” harap dia.

Laduani tambahkan, lewat program ini pula diharapkan tercipta lebih banyak lapangan pekerjaan agar pola pikir masyarakat secara perlahan berubah dan tak bepikir menjadi PNS, TNI/Polri atau pegawai BUMN/BUMD.

“Sebab sebenarnya berwirausaha ini lebih banyak keuntungannya. Hanya memang perlu kecakapan, keseriusan dan komitmen untuk bisa berkembang. Dan tentnya permodalan,” ucap ia.

Direktur Utama Bank Papua, F. Zendarto mengatakan dalam upaya mendorong pengembangan ekonomi daerah, pihaknya selama tiga tahun ke depan, bakal mengalokasikan dana sebesar Rp25 miliar untuk penyaluran kredit Papeda.

Dimana setiap UMKM memiliki batas limit peminjaman sebesar Rp10 juta. “Namun angsurannya tidak dikenakan bunga, sebab telah disubsidi Pemerintah Provinsi Papua”.

“Hanya untuk persyaratan, peminjam harus benar-benar memiliki usaha dan KTP yang nantinya  diverifikasi Bank Papua bersama Disperindagkop,” tandasnya.

JAYAPURA - After being inaugurated by Papua Governor Lukas Enembe recently, the application program of the Regional Financial Access Acceleration program (PAPEDA), is certainly ready to provide credit assistance for 500 Micro Small and Medium Enterprises (MSMEs) in Papua.

No kidding, for the initial stage of credit assistance the Papua Provincial Government will be given to 500 eligible MSMEs.

This is confirmed by the Head of the Ministry of Industry, Trade, Cooperatives, MSMEs and Labor of Papua, Omah Laduani Ladamay, in Jayapura on Monday.

"The Governor assessed that so far many MSMEs have not developed, so the government and banks developed a new pattern to help them through the PAPEDA application program"

"Through this program, it is expected that MSMEs in Papua can be more developed and become strong and in the future truly independent and professional," he hoped.

Laduani added, through this program it is also expected to create more jobs so that the mindset of the community slowly changes and does not think about becoming civil servants, National Army/ Police or employees of State Owned Enterprises and Regional Owned Enterprises.

"Because actually this entrepreneurship has more benefits. It just takes skill, seriousness and commitment to be able to develop," he said.

President Director of Bank Papua, F. Zendarto said in an effort to encourage regional economic development, his party over the next three years, will allocate IDR 25 billion for the distribution of Papeda credit.

Each MSME has a borrowing limit of IDR 10 million. "But the installment is not charged interest, because it has been subsidized by the Papua Provincial Government".

"Just for the requirements, the borrower must really have a business and ID card that will be verified by Bank Papua with the Department of Industry, Trade, Cooperatives, MSMEs and Labor," he said. ***